Employee Benefits

Major Medical

This health insurance type covers the expenses associated with serious illness or hospitalization.

Vision

With vision insurance, it helps reduce costs for routine preventative eye care and prescription eyewear.

Dental

With dental insurance policies, they cover routine check-ups, as well as the costs of all dental work, including dental accidents and emergencies.

Health Savings Account (HSA)

A health savings account is like a personal savings account, but the money is used to pay for health care expenses.

401K

Your employees can enroll in a 401k to save and invest for retirement. Only an employer is allowed to sponsor a 401k for their employees.

Section 125

A written plan that offers employees a choice between receiving their compensation in cash or as part of an employee benefit.

Universal Life

With universal life insurance, employees pay a monthly fee that splits into two parts: With universal life insurance, employees pay a monthly fee that splits into two parts: 

1. Life Insurance

2. Savings and Investment

Term Life

This is a type of life insurance that provides coverage at a fixed rate of payments for a limited period of time.

Short-Term Disability

If an employee is unable to work as a result of an injury or illness, a percentage of the employee’s salary is covered until they can return. The employee must elect to receive short-term disability insurance before they become unable to work.